Payout Thresholds, Timing and Methods by Platform
Payout thresholds range from about one euro to fifty, and the threshold is rarely the thing that actually delays your first payment. On several platforms there is a verification or content gate in front of it that nobody mentions until you hit it.
OnlyFans
Fansly
Fanvue
Maloum
Brezzels
MYMsoon
LoyalFanssoonThe thresholds
Currencies are as each platform states them and are not converted — R$50 is worth considerably less than EUR 50. Fansly's threshold is not published.
Maloum's roughly one-euro minimum is the outlier and it matters more than it looks. For an established creator earning thousands a month, a threshold is noise. For someone in their first two months — the period when most people quit — seeing your first EUR 12 in the week you earned it lands very differently from waiting to cross fifty.
The full picture
| Platform | Minimum | Timing | Methods | Gates before your first payout |
|---|---|---|---|---|
| Maloum | ~EUR 1 | Fast, often near-instant | — | — |
| OnlyFans | $20 | 7-day rolling pending window | Manual, weekly or monthly schedule | — |
| Fanvue | $20 | 3–7 day fraud check on the first one | Bank transfer (worldwide), Paxum | KYC, 5 uploads, content verification |
| Brezzels | EUR 50 | Next-estimated-date shown, with a set frequency | — | Payout profile must be complete |
| Privacy | R$30 Pix / R$50 TED | Pix close to instant | Pix, TED | — |
| MYM | EUR 50 | — | — | — |
| LoyalFans | $50 | Twice monthly, ~1st and 15th, released within ~7 working days | — | — |
| Fansly | Not published | Not published | — | — |
Blank cells are genuinely unpublished rather than nothing — where a platform does not state a figure, guessing at one would be worse than leaving the gap.
The gates that actually delay you
The threshold is usually not what stands between you and your first payment.
Fanvue has three, and they are all mandatory. Full KYC verification with a government ID and a selfie. At least five pieces of content uploaded. And everyone appearing in your content verified. Only then does the $20 threshold apply, and the first payout triggers a further fraud check of roughly three to seven days.
That is real work, and it is worth starting on day one rather than the day you want money. The Fanvue guide walks through the sequence.
Brezzels gates on your payout profile. Its payout status is a set of states — minimum-required, planned, blocked, info-needed, in-review, released — and info-needed is a very common early state that reads like a problem when it is just an incomplete profile. Fill in the details and it clears.
Everyone gates on tax paperwork somewhere. Country-dependent, and outside what any platform's help page will resolve for you.
Timing: the two patterns
Platforms do one of two things with your money, and it changes how you should plan.
A rolling window. OnlyFans holds earnings in a 7-day rolling pending period. Money is continuously maturing, so your available balance always trails your earnings and the two never match. This is smooth but it means you can never quite read your position off one number.
A fixed schedule. LoyalFans runs twice monthly, around the 1st and 15th, released within roughly seven working days of the period closing. Predictable, but it means a sale made just after a cut-off waits nearly a full cycle.
Maloum and Privacy sit outside both patterns by being fast enough that the question mostly does not arise.
Methods, and why they matter more than the rate
The withdrawal method available in your country can cost you more than a few points of commission ever will.
Bank transfer is the universal option and Fanvue explicitly supports it worldwide, which is worth noting — several platforms have much narrower geographic coverage on payouts than on signups.
Paxum appears repeatedly across the adult creator space because mainstream processors are unreliable in this sector.
Pix is the Brazilian instant-payment rail, and its presence on Privacy is a genuine advantage for Brazilian creators — near-instant, low threshold, no international transfer fees.
Two costs that never appear on a comparison page:
- Currency conversion. If a platform settles in USD and you bank in EUR, GBP or BRL, the conversion spread is a recurring cost on every payout. It is frequently larger than the difference between a 20% and a 25% commission.
- Per-transfer fees. Maloum states none beyond its commission. Others vary by method.
What the commission headline hides
Three platforms have a commission figure that means something other than it appears to:
The three highlighted rows do not mean what the number suggests — see below.
- Maloum's 20% absorbs VAT. Its effective take is better than an identical headline elsewhere, because VAT on digital services is not left as your problem.
- MYM's rate depends on what sold — 25% on subscriptions, 20% on private media, 10% on tips — and a bank fee of around 7% comes off the transaction before the split applies.
- 4based's 30% sits on an ex-VAT base, with 21% VAT added on top for the fan. The number you type, the number the fan pays and the number you keep are all different.
- LoyalFans is genuinely flat — the same 20% across subscriptions, PPV, tips and video store sales, with no tiered bands.
Planning around all this
A few things worth doing once rather than repeatedly:
- Complete verification before you need the money. Fanvue's three gates in particular are much less annoying in week one than in the week you are counting on a payout.
- Know your cut-off. On a fixed schedule, a sale timed just after one waits almost a full cycle.
- Set aside tax from every payout, not annually. Every platform here pays you gross of income tax. Maloum handling VAT does not change that.
- Check the method before you commit to a platform. A great commission rate on a platform that cannot pay into your country is worth nothing.
If you are running several platforms, reconciling four payout schedules and four thresholds by hand is its own ongoing job — see running three platforms without tripling the work.